An article, Get Storm Claims Paid Fast in the August, 2013 issue of Kiplinger's Personal Finance magazine, discussed the steps that you need to take to file and follow up on a claim. Here are some key points mentioned in the article:

  • Call your insurance agent or the company right away.
  • Take notes on your calls and follow up with the insurance company by e-mail to create a paper trail.
  • Photograph any damage.
  • Make basic repairs to prevent further damage to your property but wait until the adjust arrives before major repairs are made. 
  • Keep receipts for expenditures made to prevent further damage.
  • Refer to your household valuables inventory (you have one right?) to determine what you lost.
  • While you are waiting for the adjuster have a contractor identify structural damage and give you an estimate of te cost of repair work.
  • Keep itemized repair records and receipts for any repair work done. 

We sincerely hope that you will never have a storm loss or any other kind of loss, however, it pays to be prepared in the event that you have one. Contact us with any questions should you ever have a claim.